OPEN M-F 8:30 - 5:30 & Sat 10 - 4
(250) 724-9745
4855 Johnston Road  Port Alberni BC
Find us on Facebook Find us on Twitter
AV Financial
Who We Are

WHO WE ARE

Full Service Financial Centre
Investments

INVESTMENTS

RRSP
TFSA
RIF
Insurance

INSURANCE

Life Insurance
Critical Illness Insurance
Disability Insurance
Group Benefits

GROUP BENEFITS

Health Plans
Dental Plans
Pension Plans
Estate Planning

ESTATE PLANNING

Tax Minimization
Beneficiary Protection
Wealth Transfer
Income Taxes

INCOME TAXES

Tax Checklist
T1's
T2's
Conference Room

CONFERENCE ROOM

Full Day Rental
Half Day Rental
Up to 30 People
Contact Us

CONTACT US

Phone:(250)724-9745
Fax:(250)723-7738
Email: info@avfinancial.ca

WHO WE ARE

Our Vision

Encompass complete financial health and well being for our clients, by building relationships and creating a memorable client experience.

Our Mission

Through means of passion our group sets out to work with individuals establishing their goals and seeing them realized. Value is added by the richness of relationships where trust, honesty and sincerity become unquestionable.

Aaron Vissia
Aaron Vissia, CFP, CEBS Aaron has been in the Financial Services sector since 1996, earning the designation Certified Financial Planner in 2004, and completing the premier designation of Certified Employee Benefit Specialist in 2014. As a business owner, entrepreneur and family man, Aaron understands first-hand the unique issues and concerns of his clients. During the summer months Aaron can often be found enjoying lake time with family and fishing the Alberni Inlet with friends.
Debra Nixon
Debra Nixon, CPA, CGA Debra is a Chartered Professional Accountant and has worked in public practice since 1993. She began her career in Port McNeill and moved to Qualicum Beach with her family in 1995 Debra has been working in the Alberni Valley since 2005 and has completed all three levels of the In-Depth Tax course. In her spare time she enjoys waterskiing on Sproat Lake and relaxing with her children and grandchildren.
Lauren Skinner
Lauren Skinner, Tax Professional As an Income Tax Professional with over 25 years of experience in the industry, Lauren will oversee your tax return preparation and E-Filing. In her off-time you will find Lauren hanging around the curling rink or fishing the canal, doing her best to keep everyone laughing with her energetic personality and positive attitude.
Kaitlyn Deforest
Kaitlyn Deforest, Office Manager Kaitlyn is our office manager, and is a licensed Mutual Fund Assistant. Kaitlyn has been with AV Financial since 2009 and keeps the office running smooth and efficiently. Born and raised in the Alberni Valley, Kaitlyn enjoys spending her personal time with friends and family at their cabin on Sproat Lake.
Donelle Sawyer
Donelle Sawyer, Office Administrator Donelle is the newest member of our team, joining AV Financial in 2015 with an eagerness to learn more about the financial industry in general and the specific needs of our clients. Born and raised in Port Alberni, Donelle enjoys curling, being outdoors and spending time with family.

Book Your Appointment Now!

INVESTMENT PROGRAMS


RRSPs, RRIFs, TFSAs

The primary difference between these programs is often the tax consequences, marginal tax rates at the time of contribution versus marginal tax rates at the time of withdrawal. In addition to RRSPs and TFSAs, registered retirement income funds should also be considered. These plans are designed to provide retirees with a consistent source of income after they have left the active work force.

RESPs

With a Registered Education Savings Plan(RESP), you can set money aside and enjoy tax-sheltered growth until your child begins post-secondary studies. Once university starts, payments from the accumulated funds will give your child the freedom to focus on schoolwork.

RDSP

The Registered Disability Savings Plan is a long-term savings plan to help Canadians with disabilities and their families save for the future. If you have an RDSP, you may also be eligible for grants and bonds to help with your long-term savings.



Book Your Appointment Now!

INSURANCE


INDIVIDUAL LIFE INSURANCE

Having the right protection can make a huge difference in your life, and the lives of those close to you. To determine which of the many products on the market best suits your situation, AV Financial will look at numerous life factors including age, health and required income.

DISABILITY INSURANCE

This coverage is designed to help protect your most valuable asset, your ability to earn an income. If tragedy strikes and your earning power is jeopardized, disability Insurance can ensure that your compensation is not impacted, preventing the extra stress of financial worries when you should be focused on regaining health and well-being.

CRITICAL ILLNESS INSURANCE

Critical illness or severe medical conditions such as a heart attack, stroke or cancer can turn your life upside down. Insurance can protect both you and those close to you from the devastating financial repercussions related to serious health issues. AV Financial is up to date on the numerous options available and will explore your needs to help you select an appropriate level of coverage.



Book Your Appointment Now!

GROUP BENEFITS


AV Financial recognizes that your business organization and your people are unique. We will design a comprehensive group plan that will work for you, whether you have 300 employees or just 3. We represent a wide variety of companies across British Columbia and are proud to be the Group Benefits representative for the Chamber of Commerce in the Alberni Valley, Tofino and Ucluelet.

OUR PARTNERS



Book Your Appointment Now!

ESTATE PLANNING


Tax minimization strategies and estate planning involves the protection and distribution of assets both during life and after death. An effective estate plan clearly outlines clients' wishes and ensures that personal objectives are implemented in a tax efficient manner.

BENEFITS OF ESTATE PLANNING

Estate planning means arranging how you will leave your money and property when you die and what you intend to leave for your spouse, children or other family members. It involves a variety of topics, including:

  • Writing your will and naming someone to be responsible for carrying out your wishes
  • Deciding who will look after your children if you die while they are minors
  • Distributing assets during your lifetime
  • Arranging your assets so that you will pay only the minimum taxes necessary
  • Arranging insurance to cover costs, provide for your survivors and pass on assets
  • Arranging who will handle your affairs if you become unable to manage them yourself, and giving them directions

IF YOU DON'T PLAN

Many estate planning issues are complex. If you don't plan correctly:

  • You lose control. The government will name someone to decide what happens to your savings and property and who will raise your children
  • Less money may go to your loved ones. Without planning, it may cost more to settle your estate, especially if you have savings and property. Your survivors may pay more in taxes and estate fees than they would have
  • It may take longer to settle your estate. It may be costly and stressful for your survivors
  • If you have an old will, your wishes today may be ignored. If your will is out of date, even by just a few years, a lot of things could have changed
  • A family conflict could begin. If you don't make a clear plan in a will and other provisions, your loved ones won't know what you want

AV Financial can help you with a plan and work with your other professionals to make your estate plan work the way you want it.



Book Your Appointment Now!

TAX PREPARATION


Our in house Tax Professionals with a combined 50 years of experience will make sure you get the tax return you deserve! From a basic tax return to corporate and estate tax planning, AV Financial is here to help.

10% Discount for Seniors!

INCOME SLIPS
  • All T4 Slips
  • Employment Insurance Benefits
  • Investment Income
  • Retirement and Other Income (T5 and T3)
  • Canada Pension and Old Age Security T4A(P) and T4A(OAS)
  • Social Assistance and WCB (T5007)
DEDUCTION INFORMATION
  • RRSP Contributions
  • Support for Child, Spouse or Common Law
  • Professional or Union Dues
  • Moving Expenses
  • Medical Expenses
  • Carrying Charges (Safety Deposit Box)
  • Child Care Expenses
  • Childs Art and Fitness Expenses
  • Charitable Donations
  • Public Transit Pass
  • Disability Credit
  • Interest on Student Loans
  • Tuition and Education Receipts (T2202A)
  • Volunteer Firefighter Certification
  • Conditions of Employment Expenses (T2200)
  • First Time Homebuyer Credit


Book Your Appointment Now!

CONFERENCE ROOM


We have a Conference Room available for rent for all of your Business or Personal needs! $150 for a full day or $75 for a half day rental. Seating for up to 30 people, our room is a great clean setting for any occasion. Come on by and have a look at what this space offers!

FEATURES

  • Kitchen with Fridge, Stove and Microwave
  • 50 Inch TV
  • White Board
  • Full Shaw Cable Digital Services
  • Wired and Wireless Internet Access
  • Chairs, Tables and Settings

Coffee and/or catering can be supplied by request.



Book Your Appointment Now!

CONTACT US


For your convenience you have the option of contacting us by email. Please note that no email is 100% secure, we ask that you provide us with your contact information and questions only. Do not include sensitive information such as income or social insurance number.

AV Financial Incorporated
4855 Johnston Road, Port Alberni, British Columbia V9Y 5M2
Open 8:30am to 4:00pm Monday - Friday

Phone (250) 724 9745

Fax (250) 723 7738

Email: info@avfinancial.ca




Book Your Appointment Now!
Copyright © 2013 AV Financial. All Rights Reserved. Legal, Copyright and Trademark Information Information on this site is intended for residents of British Columbia only. A5 Financial represents Freedom 55 Financial and a range of other financial companies.

Book your Appointment Today!